Due Date: 27^th August 2024 14:30

Open for Maldivians only*

Housing Development Finance Corporation (HDFC) PLC, established in January 2004, is the only specialized housing finance institution in the Maldives. HDFC is a privatized company with International Shareholders represented by the International Finance Corporation (IFC of World Bank Group), Asian Development Bank, and HDFC Bank Ltd. of India, jointly holding 51% of shares.

The Corporation is seeking a diligent and strategic administrative officer to join our team. The successful candidate will be responsible for assisting in achieving recovery objectives, reducing non-performing assets, and ensuring compliance with regulatory requirements.

Job Title: Credit Officer

Department: Credit Department

Job Type: Contract (Full-time)

Term of Contract: 12 months (Based on performance employee will be given a permanent contract)

Vacancies: 01

Job Description

• Deliver accurate and comprehensive information to customers regarding available financial products and assist in the completion and submission of application forms.
• Assess the creditworthiness of clients by thoroughly analyzing their financial standing and evaluating their eligibility for financing facilities.
• Prepare and present well-analyzed credit applications to the credit committee, providing detailed recommendations for a decision.
• Address customer inquiries promptly and accurately, providing necessary information and clarifications to support their decision-making process.

Job Requirements

• Qualification in Business Administration / Management (Diploma / Degree level).
• Work experience in the banking and finance sector will be an added advantage.
• Good analytical and decision-making skills.
• Should be an effectual communicator verbally and through writing skills
• Ability to work under pressure.
• Competent with General Office Software.

Salary

• Salary ranging from MVR 11,000 to 13,000, commensurate with qualifications and experience.

Other benefits

• Staff Health Insurance Plan
• Staff Loan Scheme
• Annual Bonus

Working Hours

The selected candidate will be required to work from 08:00 to 16:00 hrs from Sunday – Thursday.

Documents Required

• Interested candidates are requested to submit application form
• CV
• Copy of ID card
• Accredited and attested educational certificates
• Reference letters from current and previous employers
•  Police report
•  Any other supporting documents

Deadline for Submission: On or before 27^th August 2024, 2:30 pm.

Only shortlisted candidates will be contacted for interview.