Due Date: 22 February 2024 14:30

Open for Maldivians only*

Housing Development Finance Corporation (HDFC) PLC, established in January 2004, is the only specialized housing finance institution in the Maldives. HDFC is a privatized company with International Shareholders represented by the International Finance Corporation (IFC of World Bank Group), Asian Development Bank, and HDFC Bank Ltd. of India, jointly holding 51% of shares.

HDFC has a vacancy for the right candidate who can provide support to the Credit Team of the company in the capacity of Credit Officer.

Job Title: Credit Officer

Job Type: Full-time

Job Description

  • Provide sufficient and appropriate information to customers and accept application forms
  • Determining credit worthiness of clients and evaluating financing facilities
  • Presenting applications to the credit committee for decision after thorough credit analysis of the applications
  • Preparing Offer/Reject Letters, loan and mortgage agreements
  • Provide necessary and appropriate information to customer inquiries accurately and promptly

Job Requirements

  • Qualification in Business Administration / Management (Diploma / Degree level)
  • Work experience in banking and finance sector will be an added advantage
  • Good analytical and decision-making skills
  • Should be an effectual communicator verbally and through writing skills
  • Ability to work under pressure
  • Competent with General Office Software


  • Negotiable commensurate with qualifications and experience

Other Benefits

  • Service allowance
  • Fixed monthly Cost of Living Allowance
  • Health Insurance (as per company policy)

Term of Contract: 12 months (Renewal subject to performance review)

Interested candidates are requested to submit application, available for download at, along with a CV, copy of ID card, accredited and attested educational certificates, reference letters from current and previous employers, police report, and other supporting documents on or before 22 February 2024, 2:30 pm. Only shortlisted candidates will be contacted for interview.